¹The effective interest rate is calculated based on a 3 months loan tenor. The interest rate and fee indicated is the lowest published rate and may differ from what is offered to you. Interest, fees and charges may vary across individual Instant Loan(s) at our sole discretion based on various factors. We will inform you of the interest, fees and charges applicable to your loan(s) via the MariBank App at the time of each Loan Request. A Mari Savings Account and Mari Credit Card will be opened / issued to you upon successful application of Instant Loan. Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.