| Tenor (months) | Processing Fee Rate² | Effective Interest Rate³ |
|---|---|---|
3 | 1.30% | 5.38% p.a. |
6 | 1.50% | 3.26% p.a. |
9 | 2.80% | 4.30% p.a. |
12 | 4.20% | 5.14% p.a. |
Balance Transfer


Access cash at 0% interest and a low processing fee starting from 1.30% (EIR from 5.38% p.a.)¹.

Get your cash simply and instantly, with no hassle of document submission.

Pay from just 3% of your loan monthly. Choose a loan amount and tenor that fits your needs.

Manage your balance in a smarter way! Get cash instantly to lighten your financial load with Balance Transfer.

| Tenor (months) | Processing Fee Rate² | Effective Interest Rate³ |
|---|---|---|
3 | 1.30% | 5.38% p.a. |
6 | 1.50% | 3.26% p.a. |
9 | 2.80% | 4.30% p.a. |
12 | 4.20% | 5.14% p.a. |
¹The effective interest rate is calculated based on a 3 months loan tenor. The interest rate and fee indicated is the lowest published rate and may differ from what is offered to you. Interest, fees and charges may vary across individual Balance Transfer(s) at our sole discretion based on various factors. We will inform you of the interest, fees and charges applicable to your loan(s) via the MariBank App at the time of each Loan Request.
²The Balance Transfer Processing Fee rate indicated is the lowest published rate and may differ from what is offered to you. The processing fee rate offered to you for a particular Balance Transfer will be displayed during the Balance Transfer Application (as defined in the Terms and Conditions Governing Balance Transfer) for this particular Balance Transfer and is subject to the bank’s discretion based on various factors, including but not limited to, your personal credit and income profile and this rate may differ from the rate offered to other customers. ³The effective interest rate is calculated based on tenors of 3, 6, 9 or 12 months, using the lowest Balance Transfer Processing Fee rate available for the respective tenors. Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.