¹Only selected Mari Credit Card transactions are eligible for Split Payment. An Eligible Transaction is defined as: a retail transaction which is posted to a Mari Credit Card Account but has not yet been reflected in any Card Account Statement and is not any of the following: transactions relating to Instant Loan; Mari Credit Card Instant Checkout purchases or transactions, whether the purchase or transaction amounts are paid in full or in monthly instalments; instalment payment plan transactions; any fees and charges that are imposed by us, excluding any Foreign Currency Transaction fees and charges and Currency Conversion Fee, both as set out in the Fee Table, that are not posted to your Mari Credit Card Account separately from the Mari Credit Card transaction that these fees and/or charges are imposed on; transactions that are being or have been disputed, transactions relating to Cashback; and such other transactions as we may notify you of from time to time.

²You may choose from the following tenors: 3, 6, 9 or 12 months. The specific tenor(s) available to you will be determined during you application and is based on our internal assessment. By successfully applying for a Split Payment application, you will be able to pay for the selected eligible Mari Credit Card transactions over 3/6/9/12 months, depending on the tenor chosen, instead of making repayments for the relevant Mari Credit Card transactions on a monthly basis by the 10th of the following month, as per your Mari Credit Card Account Statement.

³Approved Transaction Amount means the total transaction amount of Eligible Transaction(s) that has/have been approved by MariBank for a Split Payment, as set out in the confirmation note for the Split Payment.

⁴The Split Payment Processing Fee rate indicated is the lowest published rate and may differ from what is offered to you. The processing fee rate offered to you for a particular Split Payment will be displayed during the Split Payment Application (as defined in the Terms and Conditions Governing Split Payment) for this particular Split Payment and is subject to the bank’s discretion based on various factors, including but not limited to, your personal credit and income profile and this rate may differ from the rate offered to other customers.

⁵The effective interest rate is calculated based on tenors of 3, 6, 9 or 12 months, using the lowest Split Payment Processing Fee rate available for the respective tenors.