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If you’re looking for something simple and rewarding, the Mari Credit Card is a total game-changer. It’s an unlimited cashback card with zero annual fees and no complicated tiers to track.
Plus, if you're a Shopee regular, the exclusive perks are a huge win. Whether you're grabbing lunch downstairs or tapping your way through your next holiday, it’s designed to help you spend smartly without the stress.
Here’s a quick rundown of the key benefits.
| Type of spends | Features |
|---|---|
Local spend | 1.5% unlimited cashback |
Overseas spend | 1.5% cashback on the first S$1,500 overseas spend
Zero foreign currency transaction fee Best-in-class Foreign Exchange (FX) rates |
Shopee spend | 1.5% unlimited Shopee Coins via Mari Credit Card Instant Checkout (when paying in full)
0% interest instalment plan (3, 6, 12 or 18 months) |
It’s perfect for the daily grind—use it for your morning Toast Box, your recurring bills, or that grocery run. Since there’s no gatekeeping on the rewards, it’ll probably become your 'auto-pilot' card for everything in Singapore.
Besides not having to pay FX fees, cardholders can save further with best-in-class FX rates when spending overseas, in-store, or online in eligible foreign currencies – including MYR, KRW, CNY, and more*.
And let’s not forget that you’ll also be earning 1.5% cashback on every S$1,500 spent each month.
What it all adds up to: Mari Credit Card is the ideal option for those who want a rewarding, fee-transparent option when travelling or spending overseas.
*Subject to qualifying criteria. T&Cs apply.
Use Mari Credit Card Instant Checkout to earn 1.5% unlimited Shopee Coins on your Shopee Spends.
You can redeem Shopee Coins (100 coins = S$1) to pay for your Shopee purchases, no minimum spend required. Up to 30% of your total purchase can be offset using Shopee Coins, with a redemption limit of 1,000 Shopee Coins every 24 hours.
To enjoy this convenient feature, all you need to do is to link your MariBank account to your Shopee account using the Shopee App, as follows:
1. Log in to your Shopee app.
2. Select an item to check out on Shopee.
3. Under Payment Methods on the Checkout page, activate your Mari Credit Card Instant Checkout.
| Fees and Charges | |
|---|---|
Annual fee | No fees |
Overlimit fee | None |
Late payment fee | None (nominal interest and late interest still apply) |
Foreign currency transaction fee | None (w.e.f 1 Jan 2026) |
Currency conversion fee | 1% (Charged by Mastercard) |
• Singaporean Citizens or Permanent Residents
• Minimum annual income S$30,000 (or S$15,000 for those over 55)
• Foreigners with valid pass**
• At least 6 months pass validity and
• With Singapore address updated on Singpass
**Foreigners aged 21 years and above, holding either Dependant's Pass, Employment Pass, Long-Term Visit Pass, Long-Term Visit Pass-Plus, Overseas Networks & Expertise Pass, Personalised Employment Pass, S Pass or Student's Pass and has a pass validity of ≥ 6 months as at the date of application submission.
• Foreigners with valid pass type: You are required to submit a clear photo of your passport details page during the application.
All other information will be retrieved directly via MyInfo with Singpass.
1. If you’re not a MariBank customer, download the MarBank app and register with a Singapore mobile number.
2. Once done, login to your MariBank app to apply for Mari Credit Card.
a. Tap Mari Credit Card on the Home screen
i. Tap Get Card Now or Apply
ii. Register for a Mari Credit Card digitally with Singpass
iii. You will be issued with a virtual card upon successful application
If you prefer, you can order your physical Mari Credit Card during application or at any time via the app.
So if you want a fuss-free and rewarding card for local spend, online purchases or overseas travel, why not give the Mari Credit Card a try.
1 The 1.5% Cashback is only applicable for eligible card spend in Singapore Dollars which are posted to your Card Account on or after 1 Jan 2026. Please refer to the Terms and Conditions Governing Cashback for Mari Credit Card for transactions that are not eligible for Cashback.
2 From 1 Jan 2026, all foreign currency transactions (including overseas and online transactions) which are posted to your Mari Credit Card account will not be subject to the prevailing charge and fee in the Mari Credit Card: Interest, Fees and Charges table, which can be found here.
3 The 1.5% Cashback is only applicable for Eligible Overseas Spend in foreign currencies (non-Singapore Dollars) up to a maximum amount of S$1,500 of Eligible Overseas Spends in a Relevant Month. For more information, please refer to the Spend Overseas with Mari Credit Card: Promotion Terms & Conditions (valid till 31 Dec 2026) which apply.
4 For the FX Rates with Mari Credit Card Promotion Terms & Conditions which apply, please see here. Valid till 31 Dec 2026.
5 Awarded in Shopee Coins for eligible transactions using the Mari Credit Card Instant Checkout payment method on Shopee. The Earn 1.5% Shopee Coins on Shopee Spend with Mari Credit Card (2026): Promotion will end on 31 Dec 2026. For full promotion terms and conditions, read here.
MariBank is licensed by the Monetary Authority of Singapore.
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