How do I apply for Instant Loan?

Instant Loan is currently on an invite-only basis.

As MariBank will convert a portion of your Mari Credit Card's available Credit Limit into cash, you will need to have a Mari Credit Card to use Instant Loan.

If you are eligible for application, you may apply for Instant Loan with these steps:

For existing MariBank customers:

1. Log in to your MariBank app.
2. Tap on Instant Loan on the home screen.
3. Tap on Apply.
4. Register for Instant Loan digitally with Singpass.
5. Get access to the Instant Loan feature upon successful Instant Loan application.

If you are new to Mari Credit Card, you will be issued with a virtual Mari Credit Card upon successful application for Instant Loan.

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If you are not a MariBank customer yet:

1. Download the MariBank app from the Apple App Store, Google Play Store, or Huawei AppGallery.
2. Register with a valid Singapore mobile number.
3. Select “Instant Loan” and start your application via the product selection page.
4. You will be instantly issued with a virtual Mari Credit Card and access to the Instant Loan feature upon approval.

Upon successful application for Instant Loan, a Mari Savings Account and Mari Credit Card will be opened in your name as well.

Applications will be processed instantly or otherwise within 1 to 2 days. We will notify you of your application outcome via MariBank app push notification, SMS, and/or email (subject to your preferred mode of communication).