Which banks in Mainland China are able to receive funds from overseas via UnionPay?

UnionPay transfers are based on UnionPay's MoneyExpress service that enables you to send funds directly to UnionPay debit cards issued by 70 national and local Chinese banks, providing extensive coverage across Mainland China. Please refer to the list below for the banks participating in UnionPay MoneyExpress.

1. Industrial and Commercial Bank of China Limited [中国工商银行]

2. Bank of China [中国银行]

3. China Construction Bank [中国建设银行]

4. Agriculture Bank of China [中国农业银行]

5. Bank of Beijing [北京银行]

6. Bank of Changsha [长沙银行]

7. Bank of Chengdu [成都银行]

8. Bank of Chongqing [重庆银行]

9. Bank of Communications [交通银行]

10. Bank of Dalian [大连银行]

11. Bank of Gansu [甘肃银行]

12. Bank of Guiyang [贵阳银行]

13. Bank of Hainan [海南银行]

14. Bank of Inner Mongolia[内蒙古银行]

15. Bank of Jiujiang [九江银行]

16. Bank of Langfang [廊坊银行]

17. Bank of Liuzhou [柳州银行]

18. Bank of Ningxia [宁夏银行]

19. Bank of Qingdao [青岛银行]

20. Bank of Shanghai [上海银行]

21. Bank of Tangshan [唐山银行]

22. Bank of Tianjin [天津银行]

23. Bank of Urumqi [乌鲁木齐银行]

24. Bank of Xi'an [西安银行]

25. Bank of Zhangjiakou [张家口银行]

26. Bank of Zhengzhou [郑州银行]

27. Chang'an Bank [长安银行]

28. Changchun Chaoyang Herun Village Bank [长春朝阳和润村镇银行]

29. Chengdu Rural Commercial Bank [成都农商银行]

30. China CITIC Bank [中信银行]

31. Dalian Rural Commercial Bank [大连农村商业银行]

32. Fudian Bank [富滇银行]

33. Fujian Rural Credit Cooperative [福建农信]

34. Guangdong Puning Huicheng County Bank [广东普宁汇成村镇银行]

35. Guangdong Rural Credit Cooperative [广东农信]

36. Guangxi Beibu Gulf Bank [广西北部湾银行]

37. Guangzhou Rural Commercial Bank [广州农商银行]

38. Guilin Bank [桂林银行]

39. Guiyang Rural Commercial Bank [贵阳农商银行]

40. Guizhou Rural Credit Union [贵州农信]

41. Haikou United Agricultural and Commercial Bank [海口联合农商银行]

42. Harbin Bank [哈尔滨银行]

43. Henan Rural Credit Cooperative [河南农信]

44. Heshanzhujiang Rural Bank [鹤山珠江村镇银行]

45. Hua Xia Bank [华夏银行]

46. Hubei Bank [湖北银行]

47. Hubei Rural Credit Cooperatives [湖北农信]

48. HuiShang Bank [徽商银行]

49. Hunan Rural Credit Cooperative [湖南省农村信用社联合社]

50. Jilin Rural Credit Bank [吉林省农村信用社]

51. Jinshang Bank [晋商银行]

52. Liaoning Rural Credit Cooperatives [辽宁农信]

53. Liaoshen Bank [辽沈银行]

54. Linshang Bank [临商银行]

55. Ordos Bank [鄂尔多斯银行]

56. Postal Savings Bank of China [中国邮政储蓄银行]

57. Qinghai Rural Credit Cooperative [青海农信]

58. Shanxi Bank [山西银行]

59. Shanxi Rural Credit Union [山西农信]

60. Shaoguan Rural Commercial Bank [韶关农商银行]

61. Shenzhen Baoan Guiyin Rural Bank [深圳宝安桂银村镇银行]

62. Shenzhen Rural Commercial Bank [深圳农商银行]

63. Sichuan Rural Credit [四川农信]

64. Tianjin Jincheng Bank [天津金城银行]

65. Wuhan Rural Commercial Bank [武汉农村商业银行]

66. Xin An Bank [新安银行]

67. Yanji Herun Country Bank [延吉和润村镇银行]

68. Yellow River Rural Commercial Bank [黄河农村商业银行]

69. z-bank [众邦银行]

70. Zaozhuang Bank [枣庄银行]

Note: The above list is updated as of 1 Apr 2025. For more information and updated information, please visit UnionPay International website regarding Cross-Border Remittance services here.