When will a Personal Credit Line account be opened for me?

A Personal Credit Line account may be opened when you activate Instant Loan, or apply for a credit limit increase for your Instant Loan under the following scenarios:

- New Customers (No existing Mari Credit Card or Personal Credit Line):

- Verified annual income is between SGD$20,000 and SGD$30,000.

- Verified annual income is greater than SGD 120,000.

- Existing Mari Credit Card cardholders (applying to activate Instant Loan for the first time):

- Previous recorded annual income was between SGD$20,000 and SGD$30,000, and the latest verified income is greater than SGD$20,000.

- The latest verified annual income is greater than SGD$120,000 (regardless of previous income).

- Existing Instant Loan Users (Requesting a Credit Limit Increase):

- You do not currently have a PCL, and your updated verified annual income is either between SGD$20,000 and SGD$30,000 or greater than SGD$120,000.